| Name | Khanim Rustamova |
| Designation | Tribe Lead, Employee Experience Birbank, Azerbaijan |
| Social Media |
| 11:40 |
Session: Building the Hybrid Banking Model: Merging Digital and Physical TouchpointsDesigning integrated customer journeys that seamlessly connect branch, digital, and contact center experiences Enabling real-time support across all channels through unified data and customer insights Transforming physical branches into advisory and experience hubs while maintaining a digital-first approach Creating consistent brand experiences across every interaction, ensuring continuity and trust |