| Name | Michal Niwinski |
| Designation | Senior Payments, Financial Services and Projects Manager Banco Santader, Poland |
| Social Media |
| 9:00 |
Session: Reimagining Banking in the Age of Intelligence: How AI, Data, and Human Trust Will Define the Next Decade● How artificial intelligence and automation are transforming decision-making, risk management, and customer engagement ● Building and maintaining trust in an era of algorithms, personalization, and data-driven finance ● The evolving role of banks as digital ecosystems — from service providers to intelligent financial partners |