| Name | Nikoletta Kovacs |
| Designation | ESG Business Development Leader , Raiffeisen Bank, Austria |
| Social Media |
| 9:40 |
Session: Combating Digital Fraud with Advanced AI and Machine Learning● Deploying AI systems that not only detect but instantly prevent fraudulent activity by blocking suspicious transactions in real time ● Implementing biometric authentication across digital channels to strengthen identity verification and reduce account takeovers ● Developing real-time fraud scoring models powered by behavioral analytics to identify anomalies faster and more accurately ● Creating collaborative fraud intelligence networks with other financial institutions to share data, patterns, and early warnings for stronger collective defense |